Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of the Crimson Pathways website and services. By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access our services.

2. Company Information

Crimson Pathways is a UK-based investment education company registered in England and Wales.

Registered Address:
42 Bishopsgate
London EC2N 4AH
United Kingdom

Contact: [email protected]

3. Services Description

Crimson Pathways provides investment education services including:

• Educational courses and materials
• Investment guidance and strategy development
• Risk management education
• Portfolio management training
• Market analysis and research

Important Notice: We provide educational services only. We do not provide investment advice, financial planning services, or manage investments. All investment decisions remain solely your responsibility.

4. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into agreements
• Provide accurate and complete information
• Comply with all applicable laws and regulations

5. Account Registration

When you register for our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorised access
• Accept responsibility for all activities under your account

6. User Obligations

You agree to:

• Use our services only for lawful purposes
• Not share course materials without permission
• Respect intellectual property rights
• Not interfere with our services or systems
• Maintain confidentiality of proprietary information

7. Intellectual Property

All content, materials, and resources provided by Crimson Pathways are protected by intellectual property laws. You may not:

• Reproduce, distribute, or modify our content without permission
• Use our trademarks or branding without authorisation
• Reverse engineer or attempt to access source code
• Create derivative works from our materials

8. Payment and Fees

Payment terms for our services:

• Fees are due as specified in your service agreement
• All prices are in GBP and include applicable VAT
• Refunds are subject to our refund policy
• Late payments may result in service suspension

9. Disclaimers

Educational Purpose Only: Our services are for educational purposes only. We do not provide investment advice, recommendations, or guarantees of investment performance.

Risk Warning: All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results.

No Warranties: We provide our services "as is" without warranties of any kind, whether express or implied.

10. Limitation of Liability

To the fullest extent permitted by law, Crimson Pathways shall not be liable for:

• Investment losses or financial decisions made based on our education
• Indirect, consequential, or punitive damages
• Loss of profits, data, or business opportunities
• Actions of third parties or market conditions

Our total liability shall not exceed the amount you paid for our services in the preceding 12 months.

11. Indemnification

You agree to indemnify and hold harmless Crimson Pathways from any claims, damages, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your investment decisions or financial losses
• Any breach of your representations or warranties

12. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information in compliance with UK GDPR.

13. Termination

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these Terms or engage in prohibited conduct.

You may terminate your account at any time by contacting us. Upon termination, your right to use our services ceases immediately.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be resolved in the courts of England and Wales.

15. Regulatory Compliance

Our services comply with applicable UK financial regulations. We are committed to maintaining the highest standards of professional conduct and regulatory compliance.

16. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of our services constitutes acceptance of the modified Terms.

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

18. Contact Information

If you have questions about these Terms, please contact us:

19. Entire Agreement

These Terms constitute the entire agreement between you and Crimson Pathways regarding your use of our services, superseding all prior agreements and understandings.